Insurance Center

One of the most bewildering and difficult to understand aspects of individual health insurance policies is probably the pricing, so it's well worth your while to shop around.

For instance, the premiums for similar products from different insurers can vary by as much as 50 percent for the same person. What's more, the rules and regulations about individual health insurance vary from state to state, making comparison shopping a must for the uncertain consumer.

If your fiance has a poor driving record, you can expect it to affect your car insurance premium after you get married. Your car insurance policy covers you, your spouse, any other named insured under the policy, and any licensed driver in your household. If any of those people have a bad driving record, it will affect your car insurance rates.

When to buy life insurance depends more on your individual circumstances and your personality than on any hard-and-fast rules. There are good arguments on both sides of the issue.